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Car Insurance

Protect your four-wheeler with the right car insurance plan. Compare policies, check claim settlement ratios, and find the best coverage for your vehicle at affordable premiums.

Why Car Insurance Matters

Car insurance, also known as four-wheeler insurance, is a mandatory requirement under the Motor Vehicles Act, 1988 in India. Beyond legal compliance, it provides financial protection against accidents, theft, third-party liability, and natural calamities.

Legal Compliance

Mandatory under Indian law to drive a car on public roads.

Financial Protection

Covers repair costs, theft, and third-party damages.

Peace of Mind

Drive with confidence knowing you're protected.

Types of Car Insurance Plans

Third-Party Car Insurance
  • Covers third-party liability
  • Legal damages and injuries
  • Mandatory by law
  • Affordable premiums
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Comprehensive Car Insurance
  • Own damage coverage
  • Theft protection
  • Natural calamities cover
  • Personal accident cover
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Key Benefits of Car Insurance

No Claim Bonus (NCB)

Up to 50% discount on premiums for claim-free years.

Cashless Claim Facility

Get repairs done at network garages without paying upfront.

Personal Accident Cover

Financial protection for injuries sustained while driving.

Add-On Covers

Customize with roadside assistance, zero depreciation, and more.

How to Choose the Right Car Insurance

1
Compare Plans

Evaluate multiple plans based on coverage and premiums.

2
Check Claim Settlement Ratio

Choose insurers with a high claim settlement ratio.

3
Evaluate Add-Ons

Select additional covers that suit your driving needs.

4
Check Network Garages

Look for insurers with a wide network of garages.

Frequently Asked Questions

Yes, as per the Motor Vehicles Act, 1988, it is mandatory to have at least third-party car insurance to drive a vehicle on public roads in India.
No Claim Bonus is a reward for not making any claims during the policy year. You can get up to 50% discount on your premium for claim-free years.

Get the Best Car Insurance

Compare plans and get the right coverage for your four-wheeler.

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