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Bike Insurance

Protect your two-wheeler with the right bike insurance plan. Compare policies, check claim settlement ratios, and find the best coverage for your motorcycle at affordable premiums.

Why Bike Insurance Matters

Bike insurance, also known as two-wheeler insurance, is a mandatory requirement under the Motor Vehicles Act, 1988 in India. Beyond legal compliance, it provides financial protection against accidents, theft, third-party liability, and natural calamities.

Legal Compliance

Mandatory under Indian law to ride a bike on public roads.

Financial Protection

Covers repair costs, theft, and third-party damages.

Peace of Mind

Ride with confidence knowing you're protected.

Types of Bike Insurance Plans

Third-Party Bike Insurance
  • Covers third-party liability
  • Legal damages and injuries
  • Mandatory by law
  • Affordable premiums
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Comprehensive Bike Insurance
  • Own damage coverage
  • Theft protection
  • Natural calamities cover
  • Personal accident cover
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Key Benefits of Bike Insurance

No Claim Bonus (NCB)

Up to 50% discount on premiums for claim-free years.

Cashless Claim Facility

Get repairs done at network garages without paying upfront.

Personal Accident Cover

Financial protection for injuries sustained while riding.

Add-On Covers

Customize with roadside assistance, zero depreciation, and more.

How to Choose the Right Bike Insurance

1
Compare Plans

Evaluate multiple plans based on coverage and premiums.

2
Check Claim Settlement Ratio

Choose insurers with a high claim settlement ratio.

3
Evaluate Add-Ons

Select additional covers that suit your riding needs.

4
Check Network Garages

Look for insurers with a wide network of garages.

Frequently Asked Questions

Yes, as per the Motor Vehicles Act, 1988, it is mandatory to have at least third-party bike insurance to ride a two-wheeler on public roads in India.
No Claim Bonus is a reward for not making any claims during the policy year. You can get up to 50% discount on your premium for claim-free years.
Yes, bike insurance is transferable to a new owner. You need to inform the insurer and complete the necessary paperwork within 14 days of the transfer.

Get the Best Bike Insurance

Compare plans and get the right coverage for your two-wheeler.

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